Meet Our Team


We're local, experienced, and passionate about helping people achieve their real estate goals.

our team

MEET THE AGENTS

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Gail Taylor Colvin

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Meet Gail

Broker / Owner / REALTOR®


I Came ~ I Saw ~ I Sold!

I’m not a cookie-cutter Realtor as my style is classic, timeless, traditional and sometimes non-traditional. 

I chose this career and can say I love my job!  I love assisting my clients in making their dreams come true!  I enjoy my job because I'm the one who runs my business, not someone else.  I love answering my own phone and pride myself on pretty much always answering unless I'm with a client and then they have my full attention. I'm naturally curious and keep on top of the market by reading and researching plus staying abreast of what's going on locally, nationally and internationally.

I’ve built strong relationships with banks and lending institutions with my years in the real estate business and the mortgage business.  This enables me to use my experience and insight to address situations before they become a problem.  Communication is paramount from the first initial phone call all the way to closing and after.

I am family-oriented and devoted to God, my husband, Robert, my grown
children and my grandchildren. My precious sister, Anne, lived at home with my husband and myself for 20 years. Anne was Special Needs having Cerebral Palsy and mentally retarded. Anne had brain surgery in 2013 and rendered her in a wheelchair and totally dependent upon us. Anne taught me what true unconditional love is, and that if it’s not life or death, whatever you are going through is not a big deal and it will work out. Anne went to Heaven September 2021 and she is healed and running around in Heaven telling everyone everything she and I did together. Our parents have their baby girl back ~ but gosh, how I miss her. I learned way more from Anne than I ever had to give. I cherish every moment of every day of my life and of my loved ones. 

One of my favorite expressions is “God gave us two ears and one mouth thus
we should listen more than we talk”. I pride myself on doing this so that I
truly know and understand the needs of my clients.
No obstacle is too great to overcome and I believe there is a solution to all
challenges. I can honestly say I value my clients. My clients become friends
and chosen family because there is a mutual respect for all and we’re in this
together. 

Want an agent who’ll really listen to what you want in a home? Need an
agent who knows how to effectively market your home so it sells? And now
my daughter has joined my team and we are Mother/Daughter which
enables us to be even better! 

Give me a call! I’m eager to help and would love to talk to you. I’m your Metro to the Mountains Real Estate Queen!

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Julia Anne T. Lower

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Julia Anne

Concierge Agent, REALTOR®

I’ve grown up around real estate since the age of four, though I have taken a very different path than my mother. Upon graduating from high school, I merged my retail experience and marketing skills to open a retail store in Nashville, TN. My desire to join Mama (yes, I call her mama and sometimes will refer to her as "my mom") in the industry led me back to Cumming, GA. 

I was trained as a loan processor and received accolades from senior underwriters/ lenders for my abilities in submitting complete files that were easy to review and approve.  I continued on this path and expanded it when we opened our mortgage company and real estate company in 2000 and ran the back office for each.  

Our company moved away from the mortgage industry and more towards the real estate side. I was given an opportunity to work for a local bank in their loan operations department.  I worked with a variety of loan officers and other banks and worked my way up to becoming the Loan Operations Manager.

In 2008, we welcomed our first child, a son.  And our family grew again in 2010 with the birth of our daughter.  I was fortunate enough to stay home with my babies, which is the best job I've had to date.  As the kids were growing up, I enjoyed teaching at their preschool for several years. Now that they are older and more independent, and after years and years of being around real estate, I decided it was time to get my license. I’m thrilled my path has led me back to my roots!

WHAT OUR CLIENTS SAY

Discover How I Have Helped Client’s Just Like You Buy & Sell

"Absolutely wonderful in every respect! Gail worked tirelessly and truly went above and beyond. She always responded quickly and took on so many tasks as we now live across the country! Couldn't have asked for anyone better! Rick and Jenny MacDonald"
"I became acquainted with Gail through my cousin who lives in Jasper. I was concerned that my cousin lived alone and was not able to care for her land and home, struggling to keep things up to date. My cousin was well liked by many and had lived alone in her Read MoreRead Less
"Mrs. Gail is the most amazing realtor because she is not just your “realtor” but your friend. She will take care of you like a family member. She puts her whole heart into all she does and will put her whole heart into helping you with all that you need. We woRead MoreRead Less
"Gail has been absolutely amazing during the process of selling my home. She has stayed in constant contact and been there for me every step of the way and beyond. She is very knowledgeable and professional, and a special lady, indeed!"
"Working with Mrs Gail was a pleasure and she made the process very easy for us. We are of town and she managed to keep us informed of every detail and piece of information with no issues to the point were we were able to have an on-time closing with no issues.Read MoreRead Less
"Gail has been very helpful and informative in our real estate concerns. Being a guide and pointing us in the right direction. We could not have done it without her."
"Gail is an absolute JOY! Extremely knowledgeable in many areas."
"Gail is awesome! She always prioritizes her clients best interests!"
"Gail was absolutely amazing! She helped us with an out-of-town relocation and made what could have been a very difficult process a breeze. Gail is so knowledgeable about all aspects of realty having worked all sides of the industry. I highly recommend Gail toRead MoreRead Less
"When looking to purchase a home or property, look no further than First Surburban Realty. Gail Taylor Colvin will go the extra mile and then some for you. She is one of the most dedicated, professional ladies I have ever met. Her kindness and sincerity, aloRead MoreRead Less
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