Meet Our Team


We're local, experienced, and passionate about helping people achieve their real estate goals.

our team

MEET THE AGENTS

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Gail Taylor Colvin

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Meet Gail

Broker / Owner / REALTOR®


I Came ~ I Saw ~ I Sold!

I’m not a cookie-cutter Realtor as my style is classic, timeless, traditional and sometimes non-traditional. 

I chose this career and can say I love my job!  I love assisting my clients in making their dreams come true!  I enjoy my job because I'm the one who runs my business, not someone else.  I love answering my own phone and pride myself on pretty much always answering unless I'm with a client and then they have my full attention. I'm naturally curious and keep on top of the market by reading and researching plus staying abreast of what's going on locally, nationally and internationally.

I’ve built strong relationships with banks and lending institutions with my years in the real estate business and the mortgage business.  This enables me to use my experience and insight to address situations before they become a problem.  Communication is paramount from the first initial phone call all the way to closing and after.

I am family-oriented and devoted to God, my husband, Robert, my grown
children and my grandchildren. My precious sister, Anne, lived at home with my husband and myself for 20 years. Anne was Special Needs having Cerebral Palsy and mentally retarded. Anne had brain surgery in 2013 and rendered her in a wheelchair and totally dependent upon us. Anne taught me what true unconditional love is, and that if it’s not life or death, whatever you are going through is not a big deal and it will work out. Anne went to Heaven September 2021 and she is healed and running around in Heaven telling everyone everything she and I did together. Our parents have their baby girl back ~ but gosh, how I miss her. I learned way more from Anne than I ever had to give. I cherish every moment of every day of my life and of my loved ones. 

One of my favorite expressions is “God gave us two ears and one mouth thus
we should listen more than we talk”. I pride myself on doing this so that I
truly know and understand the needs of my clients.
No obstacle is too great to overcome and I believe there is a solution to all
challenges. I can honestly say I value my clients. My clients become friends
and chosen family because there is a mutual respect for all and we’re in this
together. 

Want an agent who’ll really listen to what you want in a home? Need an
agent who knows how to effectively market your home so it sells? And now
my daughter has joined my team and we are Mother/Daughter which
enables us to be even better! 

Give me a call! I’m eager to help and would love to talk to you. I’m your Metro to the Mountains Real Estate Queen!

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Julia Anne T. Lower

Julia Anne

Concierge Agent, REALTOR®

I’ve grown up around real estate since the age of four, though I have taken a very different path than my mother. Upon graduating from high school, I merged my retail experience and marketing skills to open a retail store in Nashville, TN. My desire to join Mama (yes, I call her mama and sometimes will refer to her as "my mom") in the industry led me back to Cumming, GA. 

I was trained as a loan processor and received accolades from senior underwriters/ lenders for my abilities in submitting complete files that were easy to review and approve.  I continued on this path and expanded it when we opened our mortgage company and real estate company in 2000 and ran the back office for each.  

Our company moved away from the mortgage industry and more towards the real estate side. I was given an opportunity to work for a local bank in their loan operations department.  I worked with a variety of loan officers and other banks and worked my way up to becoming the Loan Operations Manager.

In 2008, we welcomed our first child, a son.  And our family grew again in 2010 with the birth of our daughter.  I was fortunate enough to stay home with my babies, which is the best job I've had to date.  As the kids were growing up, I enjoyed teaching at their preschool for several years. Now that they are older and more independent, and after years and years of being around real estate, I decided it was time to get my license. I’m thrilled my path has led me back to my roots!

WHAT OUR CLIENTS SAY

Discover How I Have Helped Client’s Just Like You Buy & Sell

"Gail was a Godsend after a debacle with another "agent". We almost gave up our house search. Gail talked us off the ledge ! We found a great house and it was right on budget. Gail was able to connect us with the perfect little subdivision. Gail is patient, kinRead MoreRead Less
"Gail is the North Georgia Mountain Queen when it comes to real estate. She is patient. She listens well. She works hard to really understand what a buyer “truly” wants. She represents her area well. Her love for the area truly shines through."
"Gail is highly professional, motivated, and I guarantee she will get the job done. My experience was easy and simple. I won't ever forget u Gail. Ann Hill."
"We enjoyed working with Gail as our needs changed. She was punctual, efficient, and always worked to accommodate us. She was pleasant, steadfast and flexible during the most constricted buyers’ market in recent times and always listened to our many requests, oRead MoreRead Less
"Gail is everything you want in a realtor! She was knowledgeable, responsive, & super nice! I felt like we had a great relationship during the home buying process. Gail and her team treat you like family and really eased the stress of purchasing a home! If Read MoreRead Less
"10/10 would recommend! Not only did she help find our first home, she made us feel like family in the process. Very responsive and helped us every step of the way!"
"Gail is everything you could want in a realtor. She’s kind, patient, knowledgeable & super responsive. I’m not planning on looking for another house for a while (thanks to her 😊) but if/when that time comes, I definitely know who to call! 10 out of 10 recommenRead MoreRead Less
"Gail was the best agent I could of ever found. I had been searching for my perfect first home for over a year. I had already been blown off by impatient and greedy commission driven agents before Gail came along. She was wonderfully patient and understanding oRead MoreRead Less
"Gail is great. She always took my calls and walked me through my home buying process. She was very reassuring and friendly and made the process easy. Highly recommend."
"Gail was a delight! She is very precise, efficient and communicates well. She does not get flustered with curveballs and gives honest , no bs advice. I would highly recommend her to anyone who wishes to have an agent truly work for you."
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