Julia Anne T. Lower
Concierge Agent, REALTOR®
A little bit about me...
From a young age, real estate has been a part of my life. Growing up with my mother in the industry, I was immersed in the business from the age of four, though my own journey took a different direction for many years. After graduating high school, I combined my retail and marketing skills to open a retail store in Nashville, TN. However, my love for real estate and the desire to join Mama (yes, I still call her that!) eventually brought me back to Cumming, GA.
I began my career as a loan processor, earning recognition from senior underwriters and lenders for submitting complete, accurate files that made the approval process seamless. When we launched our mortgage and real estate companies in 2000, I handled the operations side of both businesses, ensuring everything ran smoothly behind the scenes.
As our focus shifted more towards real estate, I had the opportunity to work in loan operations for a local bank, where I collaborated with loan officers and institutions. Through hard work and dedication, I was promoted to Loan Operations Manager.
In 2008, we welcomed our son, and two years later, our family grew again with the birth of our daughter. Staying home with my children has been the most rewarding job of my life, and I’ve also had the joy of teaching at their preschool during their early years.
Now that my kids are older and more independent, I’ve returned to my roots. After years of being surrounded by real estate, I’ve earned my license and couldn’t be more excited to officially join the family business!
If you’re looking for a team that truly understands the importance of family and works with heart, Mama and I are here to help. As your favorite Mother-Daughter Realtor team, we’re committed to turning your real estate dreams into reality